The Ultimate Guide to Fintech
A curated UK edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
UK Fintech News
Regional stories with direct local relevance
IPC & Luware team up on cloud compliance recording
Banks and brokers gain a single cloud compliance layer as IPC adds Luware Recording across trading and collaboration channels.
KPMG sees AI surge as firms struggle to prove value
Nearly half of businesses have paused or scaled back AI projects as weak cost tracking leaves returns unproven and security gaps widen.
UK FinTech raises USD $1.8 billion to keep second spot
Despite a global funding slowdown, the UK kept its No 2 FinTech spot as investors backed 181 deals worth USD $1.8 billion in H1 2026.
Utilities & telecoms firms face widespread payment woes
Payment disruptions are worsening customer experience at utilities and telecoms firms, with 99% of respondents reporting some form of issue.
UK workers doubt pension will fund comfortable retirement
A gap in pension understanding is leaving 43% of UK workers unconvinced their savings will deliver a comfortable retirement.
UK gaming gift card purchases jump 92% in first half
Prepaid gaming spending is shifting from launch-day splurges to year-round purchases, with UK gift card use on the marketplace nearly doubling.
Analyst Insights
Research and market analysis connected to Fintech
Kore.ai & Atos UK&I launch sovereign AI for UK firms
Gartner sees finance talent shift towards digital skills
Basware named Gartner Leader in accounts payable apps
Kore.ai survey says firms face unmanaged AI agent risk
One in three remittance users struggle with delays
Featured News
Sage Intacct builds explainable AI into accounting
Accountants facing staff shortages may gain faster workflows, as Sage Intacct’s new agent exposes its calculations, sources and audit trail.
Exclusive: Google Cloud reshaping finance with agentic AI
Banks must move beyond isolated pilots if they want agentic AI to deliver enterprise-wide gains, Google Cloud says.
Expert Columns
AI is rewriting the rules of dealmaking
AI in finance: The shift towards decision support
What DeFi Actually Built and Why Traditional Finance Is Quietly Adopting It
Fraud has industrialised and banking defences must do the same
Why proof of address verification fails across borders (and how to fix it)
It's time insurance seeks out next gen responsible technologies
AI in crisis communications: why route knowledge beats the next new tool
How banknotes pack more security technology than most people imagine
AI in accounts payable: A threat to jobs or a catalyst for value?
The 70% problem: Why checkout is still where eCommerce goes to die
Interviews
Interviews and video coverage from the network
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Exclusive: G+D's Sofiane Chouane on the future of European fintech
Strong growth for Irish tech imports across Australia and New Zealand
Confluent says data streaming will enable faster, better decisions
Recent Fintech News
Ecommpay launches podcast on payment issues for merchants
Merchants will hear practical advice on approvals, AI and expansion as Ecommpay tries to simplify a crowded payments market.
eCapital UK names Mike Harrison South Regional Chief
The appointment signals eCapital UK's push to win more SME lending business in Southern England as banks pull back from the market.
UK shoppers back security checks but quit slow checkouts
Payment providers risk losing sales as four in ten UK shoppers abandon purchases when security checks delay or fail at checkout.
Monzo launches automated debt consolidation with ClearScore
Automating repayments could ease strain for borrowers juggling multiple debts, as the bank aims to cut admin and improve approval odds.
Float launches card-linked instalments in UK market
Shoppers with spare card headroom can now spread bigger purchases over 12 months, as Float enters the UK with Visa and Mastercard support.
UK payments firms face rising compliance cost pressure
Regulatory change is squeezing margins at UK payments firms, with 45% saying compliance costs are rising faster than revenue.
IRIS names first Chief Data & AI Officer Surya Sagi
The move gives IRIS tighter oversight of AI and data policy as customers demand practical gains and stronger governance across sensitive systems.
Open Banking fraud stays below wider UK payments rates
Fraud losses in Open Banking remain lower than in the wider UK payments market, but scam tactics are shifting as usage expands.
Ecommpay shortlisted for four Women in Tech awards
The payments firm's diversity work has put it in contention alongside two senior leaders as the awards spotlight women in technology workplaces.
ClearScore & Stream launch automated debt repayment
The tie-up could reduce missed repayments for UK workers by directing consolidation loan funds straight to existing creditors through payroll.
Innovation City launches first sovereign AI data centre
Businesses handling sensitive AI workloads in the Gulf can now keep compute and data in the UAE as chip shortages squeeze demand.
FCA review says AI will reshape retail finance by 2030
About 11 million UK adults could use autonomous AI for money management, raising fresh concerns over fraud, control and market concentration.
FCA finalises UK crypto rules for firms & stablecoins
Britain's crypto firms face mandatory FCA authorisation, while lighter stablecoin capital rules may help keep business and liquidity in the UK.
Innovation City opens sovereign AI hub in Ras Al Khaimah
Businesses in Ras Al Khaimah can now run AI workloads on scarce Nvidia B200 chips while keeping data under UAE jurisdiction.
WealthAi & Flanks join forces on wealth data platform
Wealth managers could cut manual reconciliation as the tie-up gives access to data from more than 650 financial institutions in one system.
Penfold adds workplace pensions to Perkbox benefits app
Employees using Perkbox can now access workplace pensions in the same app as perks and rewards, as providers race to boost engagement.
Pension dashboards deadline nears as records pass 70m
Providers now face a test of service quality as pension dashboard use could trigger more member enquiries and expose data gaps.
Tide launches business investment account for SMEs
UK small businesses can now seek higher returns on spare cash as Tide adds investment accounts to its banking app.
FCA sets new UK crypto rules for trading & stablecoins
Crypto firms face tighter oversight as the FCA brings trading, custody and stablecoins into its rulebook, forcing authorisation and capital checks.
Pi launches products to woo outside developers & firms
The move broadens Pi's pitch beyond crypto users, as new tools let outside firms tap its 18 million-strong identity network and node computers.
Job Moves
eCapital UK names Mike Harrison South Regional Chief
IRIS names first Chief Data & AI Officer Surya Sagi
Gresham names Spiros Giannaros as Chief Executive Officer
Multiverse opens Edinburgh hub with ex-Amazon AI chief
Cloudsmith names finance & legal chiefs after funding
Tes appoints Ali Nazarboland as Engineering Vice President
AutoRek appoints Tony Livesey as Technology and Product Chief
WealthAi names Pratim Das as Chief Technology Officer
Dig appoints Ideal World Co-founder Paul Wright to board